MAHMOUD ZAHEDIAN NEZHAD; JAVAD NAZARIAN-JASHNABADI; MOHAMMAD MEHRAEEN; JAVAD REZAZADEH. PERAM: An Efficient Readiness Assessment Model for the Banking Industry to Implement IoT – A Systematic Review and Fuzzy SWARA Methods. Journal of Intelligent Decision Making and Information Science, [S. l.], v. 1, p. 120–155, 2024. DOI: 10.59543/jidmis.v1i.12617. Disponível em: https://jidmis.org/index.php/jidmis/article/view/161. Acesso em: 1 mar. 2026.